Encino, CA Home Insurance | Paramount Exclusive Insurance
Insurance broker [Los Angeles],Best insurance broker near me,Affordable insurance broker,Independent insurance broker,Commercial insurance broker,Personal insurance broker,Insurance broker services,Insurance broker agency,Insurance broker consultation,Top insurance broker,Experienced insurance broker,Local insurance broker,Insurance broker for businesses,Insurance broker for individuals,Health insurance broker,Life insurance broker,Auto insurance broker,Home insurance broker,Business insurance broker,Insurance advisor,Insurance specialist,Compare insurance brokers,Insurance broker reviews,Online insurance broker,Insurance broker quotes
15572
page-template,page-template-full_width,page-template-full_width-php,page,page-id-15572,page-child,parent-pageid-15562,ajax_fade,page_not_loaded,,qode-title-hidden,footer_responsive_adv,hide_top_bar_on_mobile_header,qode-content-sidebar-responsive,wpb-js-composer js-comp-ver-5.0.1,vc_responsive

Protect Your

Space

California Home Insurance

 

Your home is your castle, your rock, your place of refuge, and it needs to be treated as such. That means it deserves adequate protection. Paramount Exclusive can help you determine exactly what kind of coverage your home needs.

 

Unlike auto insurance—where the policies are pretty much the same— a California homeowners insurance policy can be quite different. Please contact your agent for a more comprehensive explanation.

 

In California, all homeowner policies are “package” policies. That is, you get a group of coverages packaged into your policy for one overall premium. They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.

 

A typical California homeowners insurance policy consists of three things:

 

  • Declarations Page: This declares who, what and how much you are insuring, the date your coverage starts and the premium
  • Policy Booklet: This contains the details of coverages and exclusions
  • Endorsements: These are separate pages that refer to specific aspects of the policy

 

To keep the cost of insurance down, your policy typically has limits on certain items. Check your policy carefully. If you see you don’t have enough coverage, find out how much it would cost to increase those limits or to buy special coverage.

 

Optional Coverage
In addition to special coverage for jewelry, silverware and furs, you can purchase specific coverage for such possessions as collections, fine arts, camera equipment, and musical instruments, to name just a few.

 

Allow Paramount Exclusive to navigate your way through what can be a confusing choice. Our insurance agents are experts in personal insurance products and can guide you in this most important purchase.

Consider This

Common Perils and damages that may be covered in your policy include hurricane, earthquake, fire and flood, aircraft damage, impact damage, riot and strike, malicious damage, and damage from falling trees.

Let Us Guide You To The Right

Quote