California Auto Insurance
In California, auto insurance is a requirement. It protects you, and guards against financial catastrophe in the case of an accident.
This is smart, and precisely what insurance is designed to do. Auto insurance providers have a wide range of products available, many with substantial discounts. In this case, an educated customer will surely make out. That’s what our job at Paramount is: to educate our clients on best available insurance programs.
Of course, when it comes to creating the perfect California auto insurance policy, there are many options, including Collision and Comprehensive, Liability, Medical Payments, Personal Injury Protection, Uninsured/Underinsured Motorist, and Optional. We will be more than happy to outline the specifics of these coverages for you, so you can decide which insurance suits your personal situation best.
How much auto insurance do you need? That’s a good question. Choosing the appropriate level of auto insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Remember, the higher the deductible, the lower the premium.
Consider This
The Highway Loss Data Institute says there is a direct correlation between raising the posted speed limit and an upsurge in fatalities on these roads. Each five miles per hour increases the number of fatalities by 8%.